BIOGRAPHIES

Patrick T. Christensen, MBA, CPA, CFP

Patrick holds a Master of Business Administration (MBA) and a Bachelor’s degree in Accounting from the University of Utah, where he graduated magna cum laude.  He is a Certified Financial Planner (CFP), which means that he passed a comprehensive exam on estate planning, income taxation, investments, insurance, and retirement planning.  It also means that he has met continuing education and ethics standards.  In addition, Patrick is a Certified Public Accountant (CPA) and NAPFA-Registered Financial Advisor.   

Patrick has been quoted in Financial Advisor magazine, Physician's Personal Advisory, Detroit Free Press, Journal of Financial Planning, and Bloomberg.com.  In addition, he has written for the Journal of Financial Planning, NAPFA Advisor, and Catalyst Magazine. He is a member of the Financial Planning Association, National Association of Personal Financial Advisors, National Association of Tax Professionals, and Social Investment Forum.   

Patrick has lectured at the University of Utah's David Eccles School of Business, Utah State University, and taught continuing education courses on investments and financial planning for the Salt Lake City School District and the University of Utah.  Patrick served as an adjunct instructor and member of the Advisory Board at Stevens-Henager College prior to accepting a teaching position at Butte College.  In addition, Patrick serves as education chair for the National Association of Personal Financial Advisors West Region.  

Prior to starting Independent Financial Solutions, LLC, Patrick worked for three years at Wilson Financial Advisors, Inc. and for two years as controller of Amembal, Deane & Associates, an international education and consulting firm.  In his spare time, Patrick enjoys the company of his wife Payge and their dogs.  He is also active in the public speaking organization Toastmasters International.   

Payge Casady-Christensen, SSW

Payge is a registered social services worker, holds a bachelor’s degree in Human Development and Family Studies as well as a Master of Social Work from the University of Utah.  She has extensive experience in person-centered planning.  For six years, she worked at Self-Determination, Inc. a non-profit organization supporting adults with developmental disabilities.  Payge provides back office support including billing, bookkeeping, and data entry work for Independent Financial Solutions, LLC. 

Financial planning and investment advice can only be rendered after delivery of a Form ADV Part II. Independent Financial Solutions LLC is registered with the State of Utah Securities Division.  This web site is not deemed to be a solicitation for advisory services in any state where IFS is not registered or exempt from registration.